What keeps your household running
We’ll review expenses, repayments, your reserve and an affordable premium. Death, disability and critical illness have different financial effects; accident cover does not automatically replace cover for them.
Income, commitments and the people at home
Life insurance in Košice
If your income stops, which expenses remain? We’ll base insured risks and amounts on your commitments, reserve and the people who rely on you.
Review my insurance protection
Definitions matter
We’ll compare what counts as an insured event, the payout conditions and what the insurer does not cover.
- Definitions of illnesses, injuries and disability.
- Exclusions, waiting periods and duration.
- Sums insured based on expenses and your reserve.
When replacing a policy
First, we’ll check useful existing cover, acceptance for the new insurance, its terms and continuity of protection. A lower price alone is not a reason to cancel the original policy.
One point of contact. Directly with me.
Review my insurance protection
I’ll call you and also send the specific options by email.
Martin Gago0950 638 350
[email protected]
By phone or online.
Platanová 404/5, 040 01 Košice
correspondence address only.
Let’s arrange a consultation.
* Both email and phone are required.
Questions before you decide
Good to know
Is life insurance only for people with a mortgage?
No. Children, other dependants, regular expenses and your reserve also matter. A mortgage is only one part of your commitments.
Do I have to provide health information?
Questions asked during insurance assessment must be answered truthfully and fully. The individual insurer determines the scope of its enquiries and the resulting terms.
Will the insurer pay for every illness?
Not automatically. The agreed risk, its definition, exclusions and other terms determine this. We’ll review them before choosing an option.
Information source: NBS – Life insurance. This is a general explanation; we’ll discuss the specific terms during a consultation.