What your statement shows
We’ll check the funds, allocation of savings and contributions in your personal pension account. The name of the pension management company does not tell you how the money is invested.
Retirement pension savings · Pillar II
Second-pillar pension savings in Košice: review your setup
Let’s look at which funds hold your savings and whether the strategy fits your time to retirement. The contract alone does not explain your setup.
Review my second pillar
Strategy before fund rankings
Funds differ in their holdings and volatility. We’ll consider your time horizon and the principles of a default or individually chosen strategy. Past returns are not enough.
- Your current funds and how savings are divided between them.
- Time to retirement and expected changes in strategy.
- Costs and an explanation of each fund’s risks.
Why change the setup?
A fund change or transfer should address a specific need and comply with the rules. Before retirement, we’ll also review the payout conditions.
One point of contact. Directly with me.
Review my second pillar
I’ll call you and also send the specific options by email.
Martin Gago0950 638 350
[email protected]
By phone or online.
Platanová 404/5, 040 01 Košice
correspondence address only.
Let’s arrange a consultation.
* Both email and phone are required.
Questions before you decide
Good to know
Is the second pillar an ordinary savings account?
No. It is pension savings with specific rules for contributions, investment and payouts. Access to these savings is not the same as access to an ordinary bank account.
Is there one best fund for everyone?
No. Your time to retirement, strategy and risk also matter. Past performance alone does not guarantee future results.
What do you need for an initial review?
A current statement and details of your chosen strategy. We’ll go through anything unclear together before considering any changes.
Information source: NBS – Overview of Pillar II. This is a general explanation; we’ll discuss the specific terms during a consultation.