Supplementary pension savings · Pillar III

Third-pillar pension savings in Košice with a clear plan

Let’s review your contributions, funds and withdrawal terms. For an employer contribution, we’ll first check what you are entitled to under the employer’s conditions.

Review my third-pillar setup

Contributions that fit your budget

If your employer contributes, we’ll check the amount and conditions. Your budget should be able to sustain your own contribution even if you change jobs.

Where contributions go

A supplementary pension company manages the savings. We’ll compare funds by their focus, costs and time until withdrawal. Values fluctuate; an employer contribution does not remove investment risk.

Your own and your employer’s contributions.
Funds, costs and changes.
The contract’s payout conditions.

Keep an emergency reserve separate

Let’s plan pension savings alongside your emergency reserve and other goals. Money for a near-term expense needs different access. With an older contract, we’ll check its terms before considering a change.

One point of contact. Directly with me.

Review my third-pillar setup

I’ll call you and also send the specific options by email.

Martin Gago0950 638 350

[email protected]
By phone or online.

Platanová 404/5, 040 01 Košice
correspondence address only.

Let’s arrange a consultation.

* Both email and phone are required.

Questions before you decide

Good to know

Does every employer contribute to the third pillar?

Do not assume a contribution is automatic. Check its availability and conditions with your employer based on your situation.

Can I withdraw the savings at any time?

Payout and any early withdrawal conditions depend on the rules and your contract. Pillar III should therefore not be treated as a freely accessible emergency reserve.

Is the tax benefit automatic?

No. Any benefit depends on meeting the current conditions and on the specific contract. Check them before claiming it.

Information source: NBS – Overview of Pillar III. This is a general explanation; we’ll discuss the specific terms during a consultation.